Please call me back

Credit Life

Let’s enjoy life in peace of mind with Credit Life!

Help in your time of need

The dream house, the best education for your kids, the latest car, an overseas family vacation and much more, to fulfill these aspirations, most of us don’t hesitate to avail loans. 
Now, with VCLI you can rest assured that your family will always enjoy the assets, which you so lovingly acquired, without worrying about any liabilities. 
In other words, live life “Debt- Free”!

1.What is credit life?

Credit Life protects you and your family against unexpected risks including death or total permanent disability by taking care of your outstanding loan amounts. 

2.Who can apply for Credit Life Insurance?

If you are between the ages of 18 and 64, then you are eligible to apply for Credit Life Insurance and will be covered until you reach the age of 70

3.Why I should take credit life?

Given the ups and downs in life, your dreams and important plans may become infeasible if misfortunes happen to you. Credit Life, as an alternative financial source, will help to realize your dream, should risks happen to you.

4.How much does it cost?

Premiums are based on the principal amount, term and amortization of the loan. 

5.How do I make premium payments?

Payments are easy - your premiums are collected in arrears from the same account and on the same date as your loan payment schedule, in most cases, cost just pennies a day.

6.Do I have to get medical examination? 

No requirement medical check or underwriting for loan amount up to 2.4 Billion VND.

7.Where I can subscribe this product? 

These days our product is available at VCB, SeABank, OCB branches and transactional offices nationwide and we expect more banks will join soon to serve you best. The coverage is offered to you at the time you borrow for the loan

8.How about joining procedure?

Very simple, as you subscribe your loan from banks you can join. A very tiny fixed fee applied for loan owners regardless of age and occupation with a convenient procedure  

PDF icon vcli-credit_life.pdf133.76 KB