www.vcli.vn website:

- Provides information on Vietcombank Cardif Life Insurance (VCLI) activities and insurance products.    

- Connects website users to VCLI call center agents for commercial purposes.

- Provides general information on insurance.

VCLI is the site publisher:

  • Corporate name: Vietcombank Cardif Life Insurance
  • Form: Joint Venture between Vietcombank (45%), BNP Paribas Cardif (43%) and SeAbank (12%)
  • Head Office: 109 Tran Hung Dao Street, Hoan Kiem, Hanoi
  • Phone number: +84 4 39 36 85 07
  • Business registration No: 55GP/KDBH
  • Legal Representative: Mr. Phuoc Tran Ba, General Director
  • Editor-in-Chief: VCLI Marketing Department

VCLI recommends website users to read the following articles:

  1. Access to website
  2. Intellectual and industrial property rights
  3. Website content
  4. Hypertext links
  5. Cookies
  6. Personal data
  7. Current information modification and competent legislation

1. Access to website

Website users acknowledge that they have the necessary skills and means to access and use this website.

Users are reminded that fraudulently accessing a computer system, obstructing or disrupting its operation, or fraudulently entering or changing the data on a computer system are offences that are subject to criminal and civil sanctions.

Access to www.vcli.vn is free of charge. Charges for accessing and using the telecommunications network are payable by the customer, according to the terms set by the customer's service providers and telecommunications operators.

VCLI reserves the right to interrupt service at all times, for any reasons, without prior warning or justification, and shall not be held liable for the consequences of this interruption.

2. Intellectual and industrial property rights

VCLI is the owner or holder of the rights to all the elements that make up this website, in particular, data, designs, graphics and photos. Any full or partial reproduction, representation, distribution, insertion, modification, translation or redistribution of the content of this website, by any means whatsoever, without the express and prior permission of VCLI, is prohibited.

The trademarks of the editor of the website www.vcli.vn and its partners, as well as the logos appearing on the website are registered trademarks. Any full or partial reproduction of these trademarks or logos, carried out using website elements without the express permission of VCLI or its beneficiaries is therefore prohibited.

3. Website content

The website content is designed for all audiences in Vietnam and abroad.

Although the information appearing on the website has been obtained from sources that VCLI believes to be reliable, we do not guarantee its accuracy and such information may be incomplete.

VCLI reserves the right to correct the website content at any time and without prior warning. Furthermore, VCLI does not accept any liability in the event of delays, errors or omissions relating to the content of such pages, or in the event of the service not being available. In fact, VCLI declines all responsibility in case of imprecision, inaccuracy, omission or modification of information available on line, namely in case of administrative and legal changes, as well as in all cases of damage resulting from fraudulent access by third parties, particularly when such intrusion results in modifications to the contents on line.

The information and opinions contained on this website shall under no circumstances be construed as a solicitation, offer or recommendation to buy, sell or take out insurance.

Any person wishing to obtain one or several products or services displayed on line, must ask a specialist for the contractual and pricing terms applicable to these products and/or services.

Furthermore, access to products and services on line may be restricted for certain individuals or countries. Products or services will not be provided by VCLI when they are prohibited under national law of the customers.

4. Hypertext links

The website www.vcli.vn also provides links to other websites for which we are not liable, either in relation to their full compliance with the rules of public order and morality, or their personal data protection policy or the use made thereof. As a result, VCLI shall not be held liable for any content, products, materials, services or other items offered on the websites which the user accesses through such links.

Furthermore, VCLI shall not be held liable for any direct or indirect harm arising from the websites accessed by the user through such links.

5. Cookies

A cookie is an item which records information relating to the user's navigation on the website without allowing this user to be identified. The user is informed that when visiting the website, a cookie may be automatically installed and be temporarily saved in the memory or on the user's hard disk. Website users acknowledge that they have been informed of this practice and accept its use by VCLI. Users may deactivate this cookie through their browser settings.

6. Personal data

The information transmitted by users via the website could be analyzed and distributed to the relevant departments for processing. Users are entitled to access, correct and delete this data by contacting VCLI.

7. Current information modification and competent legislation

The website content is subject to Vietnamese law. VCLI reserves the right to modify or complete the legal information at any time, without prior warning. Therefore, users should regularly check for changes.